Student Health Insurance

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Undergraduate Student Fee and Coverage Periods

Fall 2021

  • Fee: $723
  • Coverage: August 21, 2021–January 14, 2022

When a student may use this plan

  • Anytime your student accesses services outside of McKinley
  • Surgeries
  • Hospitalization
  • Emergency room visits
  • Mental health care/therapy
  • When a student needs medical attention outside of the Urbana-Champaign Area

Opt Out / Waiver Process

  • Student's coverage would have to be compliant with the Affordable Care Act (ACA)
  • Can opt out during the Enrollment/Change Period (August 20–October 1)
  • To find the waiver form, go online to under "Opting Out".

What is considered ACA compliant?

  • No maximum lifetime dollar amount limit.
  • No restrictions to coverage for pre-existing conditions.
  • Must provide for inpatient and outpatient mental health care.
  • Cover health care received within a 50 mile radius of the Urbana-Champaign campus.
  • Be in effect on or before August 21 and must remain in effect until the last semester the student is enrolled for that academic year.

Before opting out, consider this:

  • If your plan requires the student see a specific doctor and there is not one in the UIUC area the student would need to travel home to see that doctor. So in effect, there would be no coverage here at school.
  • Please contact Student Health Insurance with any further questions.

More information

Student Health Insurance

Located in McKinley Health Center
1109 South Lincoln Avenue, Urbana IL 61801
Main Entrance and Lower Level Room 29


Phone: (217) 333-0165 (M-F, 8 am-5 pm)


Walk-In Hours: M-F, 8 am-5 pm